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There are a number of options available, and it really does depend on your own circumstances as to which debt relief option is best for you.

One thing's for sure, it won't get better on its own.

It’s a loan that pays off your existing loans, replacing them with a singular loan that you will have to pay off.

consolidating your unsecured debt-84consolidating your unsecured debt-29

Here are just a few of the options available to you: Option 1: Do nothing. Just keep making the minimum payments and in about 20-30 years you'll have your credit cards paid off.

The average American family carries just over ,500 in credit card debt, and most carry their balances from month to month.

If you're in this situation and you don't see it changing anytime soon, it's time to seriously consider taking action to get the debt relief you need to regain control of your finances.

Debt consolidation is the process of taking out one loan to pay off two or more unsecured debts.

If you have multiple outstanding credit card bills, for example, a debt consolidation loan could be used to pay off those bills, leaving you with only one monthly payment.




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Ryan Reynolds randomly brought up his ex-fiancée, Alanis Morissette — without actually saying her name — during an appearance on the Today show on Wednesday, February 10. '"Reynolds has a long history with the fellow Canadian, 41.


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